Crop Insurance & Claims
Crop insurance operates across large geographies, variable weather conditions, and strict timelines. KRISHI360 enables insurers and program administrators to assess crop loss using verified, season-long intelligence, ensuring claims are evaluated fairly, transparently, and at scale.
The Industry Challenge
Acreage and crop data is often inaccurate or outdated
Loss assessment depends heavily on manual field reports
Claims disputes and audit scrutiny delay settlements
How KRISHI360 Is Applied Here
Verified crop coverage
Insured crops and acreage are validated against official land and crop records.
Continuous crop observation
Crop conditions are monitored throughout the season, not only after loss events.
Objective loss assessment
Satellite, historical, and field evidence supports consistent damage evaluation.
Defensible claim decisions
Each claim outcome is supported by time-stamped, verifiable records.
Insurance Flow With KRISHI360
Validate insured crops 
Monitor crop conditions
Assess loss or damage
Review evidence
Settle claims
Claims are assessed with full seasonal context, not one-time inspections.
Who Uses This 
- Crop insurance companies
- PMFBY and state scheme administrators
- Claims assessment teams
- Audit and review authorities
Outputs & Outcomes 
- Verified acreage and crop records
- Evidence-backed loss assessments
- Reduced claim disputes and escalations
- Audit-ready claim documentation
Why This Matters at Scale
As insurance programs expand, manual assessment and post-event verification become bottlenecks. KRISHI360 enables crop insurance to operate on continuous, ground-aligned evidence, improving speed, fairness, and trust across stakeholders.
Frequently Asked Questions
Does this support PMFBY and state insurance schemes?
Yes. KRISHI-360 supports PMFBY and state-sponsored crop insurance programs.
Does this replace field surveys?
No. Field surveys are complemented with satellite and historical evidence to improve accuracy.
How does this reduce claim disputes?
Claims are supported by consistent, verifiable evidence, making decisions easier to review and defend.
See how agricultural credit works with KRISHI360
Request a use-case walkthrough for insurance and claims teams.