Crop Insurance, With Evidence and Confidence
Crop insurance operates under uncertainty, scale, and intense scrutiny. KRISHI-360 helps insurers assess losses and settle claims using verified, field-aligned evidence, reducing disputes while improving speed, fairness, and consistency across regions.
The Reality Insurers Deal With
Inaccurate or delayed acreage and crop data
Manual loss assessment and inconsistent field reports
High claim disputes and audit pressure
KRISHI360 is designed to bring objectivity, transparency, and defensibility to crop insurance operations.
What Changes With KRISHI360
Verified crop representation
Crop and acreage details are validated using official records and ground intelligence.
Objective loss assessment
Satellite, historical, and field evidence supports consistent damage evaluation.
Faster claim processing
Reduced dependence on manual field reporting shortens assessment timelines.
Defensible claim decisions
Every claim outcome is supported by time-stamped, verifiable evidence.
Where KRISHI360 Fits in the Insurance Lifecycle
Policy Coverage Validation
Insured crops and acreage are verified before and during the season.
In-Season Monitoring
Crop health and anomalies are tracked continuously, not only after events.
Loss Assessment
Event-based and seasonal evidence supports damage evaluation.
Claims Review & Settlement
Verified records simplify settlement, audits, and dispute resolution.
This ensures programs are executed with evidence, not assumptions.
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Built for Large-Scale Insurance Programs
KRISHI360 supports:
- Public and private crop insurers
- PMFBY and state-sponsored insurance schemes
- Multi-region and multi-season portfolios
The platform adapts to scheme rules and regional variations without enforcing rigid operational models.
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Transparency Without Operational Friction
KRISHI360 improves claim governance while reducing manual coordination.
- Standardised assessment logic
- Traceable actions across the claims lifecycle
- Evidence retained for audits and reviews
This strengthens trust among insurers, governments, and farmers — without increasing operational overhead.
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Designed to Work With Existing Insurance Systems
KRISHI360 integrates alongside insurer systems and program platforms. Insurers retain control over:
- Claims authority
- Settlement decisions
- Data ownership
The platform enhances assessment quality without disrupting established processes.
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Why Insurers Choose KRISHI360
- Faster, more consistent loss assessment
- Reduced claim disputes and escalations
- Stronger audit and compliance readiness
- Improved credibility across stakeholders
All delivered at program and national scale.
Frequently Asked Questions
Can KRISHI-360 support PMFBY and state insurance schemes?
Yes. KRISHI-360 is designed to support PMFBY and state-level crop insurance programs, while accommodating scheme-specific rules and timelines.
Does KRISHI-360 replace field surveys?
No. KRISHI-360 complements field surveys by adding continuous satellite and historical evidence, reducing dependence on manual reporting.
How does KRISHI-360 help reduce claim disputes?
Claims are supported by verifiable, time-stamped crop and event evidence, improving transparency and defensibility during reviews.
Is the platform suitable for multi-region portfolios?
Yes. KRISHI-360 supports district, state, and national-scale portfolios without data fragmentation.
Does KRISHI-360 integrate with insurer systems?
Yes. The platform integrates alongside existing insurance and program systems without replacing them.
How does KRISHI-360 support audits and inspections?
All actions are traceable and evidence-backed, reducing manual effort during audits and statutory reviews.
Can insurers adopt KRISHI-360 in phases?
Yes. Insurers can begin with priority regions or schemes and expand coverage over time.
Where does KRISHI-360 fit in existing insurance workflows?
KRISHI-360 supports verification, monitoring, and assessment layers, adding ground intelligence without forcing workflow redesign.